Sallie Mae Student Loans
StudentUS citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
US citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
8.99–35.99%
Term
24–60mo
Monthly
$2k–$50k
Amount
$2k–$50k
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
SSN required
US address
Good credit history
APR
5.74–19.99%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Alliant Credit Union membership required (open to all via joining Foster Care to Success)
US citizen or permanent resident
Age 18+
APR
6.75–16.0%
Term
12–60mo
Monthly
$1k–$50k
Amount
$1k–$50k
US resident
DCU membership (free to join)
Valid SSN
APR
5.24–18.0%
Term
12–84mo
Monthly
$500–$150k
Amount
$500–$150k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$1000.0k
Amount
$5k–$1000.0k
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.17–6.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Minimum credit score 640
US citizen or permanent resident
Verifiable income
APR
6.25–35.99%
Term
24–60mo
Monthly
$5k–$50k
Amount
$5k–$50k
APR
3.99–24.99%
Term
24–84mo
Monthly
$8k–$100k
Amount
$8k–$100k
SSN required
Minimum 640 credit score
Minimum $2,000 in credit card debt
APR
5.99–24.99%
Term
24–60mo
Monthly
$5k–$40k
Amount
$5k–$40k
US citizen or permanent resident
Degree from accredited institution
Minimum annual income $36,000
APR
4.49–8.89%
Term
60–240mo
Monthly
$5k–$300k
Amount
$5k–$300k
Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
US citizen or permanent resident
Age 18+
Valid SSN
APR
7.95–35.99%
Term
24–60mo
Monthly
$5k–$40k
Amount
$5k–$40k
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
4.49–18.74%
Term
12–84mo
Monthly
$5k
Amount
$5k