Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
US citizen or permanent resident
Bachelor's degree or higher
Minimum income varies by lender
APR
4.96–9.99%
Term
60–240mo
Monthly
$5k–$500k
Amount
$5k–$500k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
US citizen or permanent resident
Age 18+
APR
8.99–18.0%
Term
6–180mo
Monthly
$250–$50k
Amount
$250–$50k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
SSN required
US address
Good credit history
APR
5.74–19.99%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
APR
6.875–7.148%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
APR
4.91–14.99%
Term
36–72mo
Monthly
$4k–$100k
Amount
$4k–$100k
APR
7.95–35.99%
Term
24–60mo
Monthly
$5k–$40k
Amount
$5k–$40k
US citizen or permanent resident
Degree from accredited institution
Minimum annual income $36,000
APR
4.49–8.89%
Term
60–240mo
Monthly
$5k–$300k
Amount
$5k–$300k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
Term
60–360mo
Monthly
$15k–$750k
Amount
$15k–$750k
APR
5.99–22.99%
Term
12–84mo
Monthly
$5k–$75k
Amount
$5k–$75k
APR
6.74–24.49%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
US citizen or permanent resident
Bachelor's degree minimum
Employed or have job offer
APR
4.44–8.99%
Term
60–180mo
Monthly
$5k–$500k
Amount
$5k–$500k
SSN required
US address
Minimum 640 credit score
APR
9.116–29.99%
Term
36–60mo
Monthly
$2k–$45k
Amount
$2k–$45k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
Minimum credit score 580
Vehicle less than 10 years old
Valid US driver license
APR
4.67–21.99%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
