Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
APR
—
Term
3–60mo
Monthly
$50–$17.5k
Amount
$50–$17.5k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
Minimum credit score 580
Vehicle less than 10 years old
Valid US driver license
APR
4.67–21.99%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
APR
36.0–199.0%
Term
≤12mo
Monthly
$50–$3k
Amount
$50–$3k
APR
5.99–7.5%
Term
120–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
APR
6.99–35.99%
Term
36–60mo
Monthly
$2k–$50k
Amount
$2k–$50k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$500k
Amount
$5k–$500k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
APR
5.49–17.99%
Term
12–72mo
Monthly
$4k–$100k
Amount
$4k–$100k
No minimum credit score
Active bank account with income history
US resident in eligible state
APR
65–249%
Term
2–2mo
Monthly
$50–$500
Amount
$50–$500
APR
6.65–15.0%
Term
60–360mo
Monthly
$15k–$400k
Amount
$15k–$400k
APR
9.95–35.99%
Term
24–60mo
Monthly
$2k–$35k
Amount
$2k–$35k
APR
2.74–17.99%
Term
60–240mo
Monthly
≤$1k
Amount
≤$1k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
