Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
APR
36.0–199.0%
Term
≤12mo
Monthly
$50–$3k
Amount
$50–$3k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
APR
6.99–35.99%
Term
36–60mo
Monthly
$2k–$50k
Amount
$2k–$50k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
APR
89.0–199.0%
Term
≤12mo
Monthly
$100–$3k
Amount
$100–$3k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
APR
5.49–27.99%
Term
36–72mo
Monthly
$2k–$75k
Amount
$2k–$75k
Active bank account
Verifiable income
Age 18+
APR
60.0–199.0%
Term
4–26mo
Monthly
$500–$5k
Amount
$500–$5k
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$1000.0k
Amount
$5k–$1000.0k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Active bank account
Verifiable income
Age 18+
APR
99.0–199.0%
Term
≤6mo
Monthly
$100–$2k
Amount
$100–$2k
Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
APR
6.74–24.49%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
