Compare personal loans

Data-driven insights for homebuyers, refinancers, and equity builders.

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US citizen or permanent resident

Employed or have an offer starting within 90 days

Bachelor degree or higher from eligible school

⚡ Check rate in minutes, no hard credit pull View offer

APR

4.24–10.37%

Term

60–240mo

Monthly

$5k–$1000.0k

Amount

$5k–$1000.0k

Dave ExtraCash

Credit Builder

Dave Checking account

Active bank account with income history

No credit check

⚡ 5 minutes View offer

APR

Term

1–1mo

Monthly

$25–$500

Amount

$25–$500

Active bank account

Verifiable income

Age 18+

⚡ Same day View offer

APR

89.0–199.0%

Term

≤12mo

Monthly

$100–$3k

Amount

$100–$3k

Minimum credit score 680

US citizen or permanent resident

Employed or have regular income

⚡ Same day funding available View offer

APR

7.74–35.49%

Term

24–84mo

Monthly

$5k–$100k

Amount

$5k–$100k

US citizen or permanent resident

Enrolled at eligible school

Creditworthy cosigner may be required

⚡ Apply online, quick credit decision View offer

APR

2.09–17.99%

Term

60–180mo

Monthly

Up to $1k

Amount

Up to $1k

Brigit Instant Cash

Credit Builder

Active bank account with regular income deposits

No credit check required

US resident

⚡ Minutes View offer

APR

Term

1–1mo

Monthly

$50–$250

Amount

$50–$250

Minimum credit score 620

US property owner

Proof of income and employment

⚡ Pre-approval in minutes, closing in 3 weeks View offer

APR

5.5–7.5%

Term

180–360mo

Monthly

$50k–$3M

Amount

$50k–$3M

Active bank account

Verifiable income

US resident in eligible state

⚡ Same business day View offer

APR

49.0–200.0%

Term

3–12mo

Monthly

$200–$3.5k

Amount

$200–$3.5k

Active bank account

Verifiable income

Age 18+

⚡ Same day View offer

APR

36.0–199.0%

Term

≤24mo

Monthly

$50–$5k

Amount

$50–$5k

US citizen or permanent resident

Bachelor degree from eligible institution

Minimum credit score required

⚡ Check rate in minutes with no impact on credit score View offer

APR

4.15–14.9%

Term

Monthly

$5k–$500k

Amount

$5k–$500k

Minimum credit score 600

US citizen or permanent resident

Verifiable income

⚡ Approved in as little as 1 hour, funded next business day View offer

APR

5.96–35.99%

Term

24–60mo

Monthly

$1k–$40k

Amount

$1k–$40k