Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$500k
Amount
$5k–$500k
APR
89.0–199.0%
Term
≤12mo
Monthly
$100–$3k
Amount
$100–$3k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
APR
7.49–22.44%
Term
36–84mo
Monthly
$5k–$50k
Amount
$5k–$50k
APR
6.65–15.0%
Term
60–360mo
Monthly
$15k–$400k
Amount
$15k–$400k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
APR
2.74–17.99%
Term
60–240mo
Monthly
≤$1k
Amount
≤$1k
active_bank_account
regular_income
18_years_or_older
APR
99.0–199.0%
Term
≤6mo
Monthly
$100–$2k
Amount
$100–$2k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
APR
8.99–18.0%
Term
6–180mo
Monthly
$250–$50k
Amount
$250–$50k
APR
5.99–7.5%
Term
120–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
APR
3.99–24.99%
Term
24–84mo
Monthly
$8k–$100k
Amount
$8k–$100k
active_bank_account
regular_income
18_years_or_older
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
