Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
Term
60–360mo
Monthly
$15k–$750k
Amount
$15k–$750k
APR
36.0–199.0%
Term
≤12mo
Monthly
$50–$3k
Amount
$50–$3k
APR
4.91–14.99%
Term
36–72mo
Monthly
$4k–$100k
Amount
$4k–$100k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
6.75–16.0%
Term
12–60mo
Monthly
$1k–$50k
Amount
$1k–$50k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
No minimum credit score
Active bank account with income history
US resident in eligible state
APR
65–249%
Term
2–2mo
Monthly
$50–$500
Amount
$50–$500
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
APR
7.99–24.99%
Term
36–84mo
Monthly
$2.5k–$40k
Amount
$2.5k–$40k
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
No specific requirements listed
APR
6.17–6.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
APR
5.99–22.99%
Term
12–84mo
Monthly
$5k–$75k
Amount
$5k–$75k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
