Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Active bank account
Government-issued ID
Proof of income
APR
100.0–200.0%
Term
1–6mo
Monthly
$50–$1.5k
Amount
$50–$1.5k
APR
2.74–17.99%
Term
60–240mo
Monthly
≤$1k
Amount
≤$1k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
6.875–7.148%
Term
180–360mo
Monthly
—
Amount
—
APR
3.99–24.99%
Term
24–84mo
Monthly
$8k–$100k
Amount
$8k–$100k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
Minimum credit score 640
US citizen or permanent resident
Verifiable income
APR
6.25–35.99%
Term
24–60mo
Monthly
$5k–$50k
Amount
$5k–$50k
APR
89.0–199.0%
Term
≤12mo
Monthly
$100–$3k
Amount
$100–$3k
APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
APR
5.99–7.5%
Term
120–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
APR
6.74–24.49%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
APR
36.0–199.0%
Term
≤24mo
Monthly
$100–$5k
Amount
$100–$5k
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
Good to excellent credit required for best rates
US citizen or permanent resident
APR
6.49–25.39%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
