APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
Compare personal loans
Data-driven insights for homebuyers, refinancers, and equity builders.
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No credit impact
Vetted lender network
Purchase
Buying your first or next home
Refinance
Lower your rate or change terms
Home Equity
Borrow against your home's value
HELOC
Flexible credit line on your equity
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APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
Dave ExtraCash
Credit BuilderDave Checking account
Active bank account with income history
No credit check
⚡ 5 minutes
View offer
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APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
No specific requirements listed
APR
6.17–6.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
APR
7.49–22.44%
Term
36–84mo
Monthly
$5k–$50k
Amount
$5k–$50k
Kabbage Business Line of Credit
BusinessFICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
⚡ Same day (online decision)
View offer
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APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
No minimum credit score
Active bank account with income history
US resident in eligible state
⚡ Instant decision, same-day funding
View offer
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APR
65–249%
Term
2–2mo
Monthly
$50–$500
Amount
$50–$500
SoFi Debt Consolidation Loan
ConsolidationMinimum credit score 680
US citizen or permanent resident
Employed or have regular income
⚡ Same day funding available
View offer
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APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Earnest Student Loan Refinance
StudentUS citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
⚡ Check rate in minutes with no impact on credit score
View offer
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APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
Good to excellent credit required for best rates
US citizen or permanent resident
⚡ Same day funding available
View offer
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APR
6.49–25.39%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Brigit Instant Cash
Credit BuilderActive bank account with regular income deposits
No credit check required
US resident
⚡ Minutes
View offer
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APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
Spring EQ Home Equity Loans
MortgageHomeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
⚡ Talk to an Equity Expert for quick assessment
View offer
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APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
APR
—
Term
3–60mo
Monthly
$50–$17.5k
Amount
$50–$17.5k
APR
36.0–199.0%
Term
≤24mo
Monthly
$100–$5k
Amount
$100–$5k
LendingClub Debt Consolidation Loan
ConsolidationMinimum credit score 600
US citizen or permanent resident
Verifiable income
⚡ Approved in as little as 1 hour, funded next business day
View offer
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APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
SoFi Student Loan Refinancing
StudentUS citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
⚡ Check rate in minutes, no hard credit pull
View offer
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APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$1000.0k
Amount
$5k–$1000.0k
APR
5.49–19.99%
Term
12–72mo
Monthly
$5k–$100k
Amount
$5k–$100k
Bethpage Federal Credit Union HELOC
MortgageHomeowner with equity in property
Credit union membership required
Good credit history
⚡ Apply online
View offer
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APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
OppLoans Personal Loans
PersonalActive Bank Account
Regular Income
18 Years Or Older
⚡ Same day
View offer
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APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
Active Bank Account
Regular Income
18 Years Or Older
⚡ Same day
View offer
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APR
99.0–199.0%
Term
≤6mo
Monthly
$100–$2k
Amount
$100–$2k