APR
6.9–27.9%
Term
24–84mo
Monthly
$1k–$100k
Amount
$1k–$100k
Compare personal loans
Data-driven insights for homebuyers, refinancers, and equity builders.
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No credit impact
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Purchase
Buying your first or next home
Refinance
Lower your rate or change terms
Home Equity
Borrow against your home's value
HELOC
Flexible credit line on your equity
Recently added
Kabbage Business Line of Credit
BusinessFICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
⚡ Same day (online decision)
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APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
US citizen or permanent resident
Valid income documentation
Property in eligible state
⚡ Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks
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APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
Wells Fargo Debt Consolidation Loan
ConsolidationSSN required
US address
Good credit history
⚡ Same day for existing customers
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APR
5.74–19.99%
Term
12–84mo
Monthly
$3k–$100k
Amount
$3k–$100k
US citizen or permanent resident
Bachelor's degree or higher
Minimum annual income $24,000
⚡ Same day prequalification
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APR
4.89–9.74%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
APR
6.53–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
APR
5.49–17.99%
Term
12–72mo
Monthly
$4k–$100k
Amount
$4k–$100k
Rocket Mortgage by Quicken Loans
MortgageUS citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
⚡ Online application, Rocket Logic verification speeds process
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APR
6.875–7.148%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Marcus Debt Consolidation Loan
ConsolidationSSN required
US address
Good credit history
⚡ 1-4 business days
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APR
6.99–24.99%
Term
36–72mo
Monthly
$3.5k–$40k
Amount
$3.5k–$40k
Sallie Mae Student Loans
StudentUS citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
No minimum credit score required
US resident in eligible state
Valid bank account or debit card
⚡ Minutes (prequalification), same-day funding
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APR
19.9–35.95%
Term
12–48mo
Monthly
$300–$10k
Amount
$300–$10k
Good to excellent credit required for best rates
US citizen or permanent resident
⚡ Same day funding available
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APR
6.49–25.39%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Bethpage Federal Credit Union HELOC
MortgageHomeowner with equity in property
Credit union membership required
Good credit history
⚡ Apply online
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APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
Rocket Loans Debt Consolidation
ConsolidationSSN required
US address
Minimum 640 credit score
⚡ Same day funding
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APR
9.116–29.99%
Term
36–60mo
Monthly
$2k–$45k
Amount
$2k–$45k
ELFI Student Loan Refinance
StudentUS citizen or permanent resident
Bachelor's degree or higher
Minimum income $35,000
⚡ 2-3 business days
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APR
4.86–8.44%
Term
60–240mo
Monthly
$10k–$300k
Amount
$10k–$300k
Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
US citizen or permanent resident
Age 18+
APR
8.99–18.0%
Term
6–180mo
Monthly
$250–$50k
Amount
$250–$50k
Military/DoD affiliation
Navy Federal membership
US resident
⚡ Same day
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APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
Figure Home Equity Line of Credit
MortgageHomeowner with sufficient equity
Good credit score
Reliable payment history
⚡ Funding in as few as 5 days
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APR
6.75–15.0%
Term
60–360mo
Monthly
$15k–$750k
Amount
$15k–$750k
Discover Personal Loans
ConsolidationUS citizen or permanent resident
Age 18+
Valid SSN
APR
7.99–24.99%
Term
36–84mo
Monthly
$2.5k–$40k
Amount
$2.5k–$40k
SoFi Student Loan Refinancing
StudentUS citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
⚡ Check rate in minutes, no hard credit pull
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APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$1000.0k
Amount
$5k–$1000.0k