Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
APR
2.74–17.99%
Term
60–240mo
Monthly
Up to $1k
Amount
Up to $1k
No minimum credit score required
US resident in eligible state
Valid bank account or debit card
APR
19.9–35.95%
Term
12–48mo
Monthly
$300–$10k
Amount
$300–$10k
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
APR
36.0–199.0%
Term
≤24mo
Monthly
$100–$5k
Amount
$100–$5k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
APR
2.99–16.38%
Term
60–180mo
Monthly
$1k–$200k
Amount
$1k–$200k
Minimum credit score 600
US citizen or permanent resident
Valid bank account
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
APR
6.9–27.9%
Term
24–84mo
Monthly
$1k–$100k
Amount
$1k–$100k
APR
5.99–7.5%
Term
120–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
Active Bank Account
Regular Income
18 Years Or Older
APR
59.0–199.0%
Term
9–18mo
Monthly
$500–$4k
Amount
$500–$4k
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
APR
6.65–15.0%
Term
60–360mo
Monthly
$15k–$400k
Amount
$15k–$400k
