Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
APR
6.9–27.9%
Term
24–84mo
Monthly
$1k–$100k
Amount
$1k–$100k
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
APR
35.95–35.99%
Term
12–48mo
Monthly
$300–$10k
Amount
$300–$10k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
APR
6.49–24.89%
Term
24–240mo
Monthly
$5k–$100k
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
Term
60–360mo
Monthly
$15k–$750k
Amount
$15k–$750k
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
29.9%
Term
3–24mo
Monthly
$5k–$250k
Amount
$5k–$250k
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.3–35.99%
Term
36–60mo
Monthly
$1k–$50k
Amount
$1k–$50k
SSN required
Minimum 640 credit score
Minimum $2,000 in credit card debt
APR
5.99–24.99%
Term
24–60mo
Monthly
$5k–$40k
Amount
$5k–$40k
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.17–6.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
US citizen or permanent resident
Degree from accredited institution
Minimum annual income $36,000
APR
4.49–8.89%
Term
60–240mo
Monthly
$5k–$300k
Amount
$5k–$300k
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
4.49–18.74%
Term
12–84mo
Monthly
$5k
Amount
$5k
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
6.2%
Term
6–12mo
Monthly
$5k–$250k
Amount
$5k–$250k
Minimum credit score 600
US citizen or permanent resident
Valid bank account
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
