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Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
APR
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Term
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Monthly
—
Amount
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salary transfer to Mbank
minimum monthly salary AED 10,000
age 21+
APR
—
Term
≤48mo
Monthly
≤د.إ250k
Amount
≤د.إ250k
APR
—
Term
—
Monthly
—
Amount
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APR
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Term
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Monthly
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Amount
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APR
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UAE national or UAE resident
age 21 to 60
minimum salary AED 5,000
APR
2.81%
Term
—
Monthly
≤د.إ4M
Amount
≤د.إ4M
APR
—
Term
—
Monthly
—
Amount
—
salary transfer to DIB
UAE national or resident
credit approval and documentation
APR
5.99–21.99%
Term
≤48mo
Monthly
≤د.إ5M
Amount
≤د.إ5M
salary transfer to RAKBANK
minimum AECB score 541
minimum monthly salary AED 5,000
APR
4.99%
Term
12–48mo
Monthly
د.إ10k–د.إ2.2M
Amount
د.إ10k–د.إ2.2M
approved employer list for headline rates
salary transfer to FAB
credit score and affordability assessment
APR
4.7–13.99%
Term
6–48mo
Monthly
د.إ15k–د.إ5M
Amount
د.إ15k–د.إ5M
UAE national or resident
age 21 to 65
monthly income from AED 7,500 at approved companies or AED 12,500 otherwise
APR
7.0%
Term
12–48mo
Monthly
د.إ25k–د.إ750k
Amount
د.إ25k–د.إ750k
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