KOHO Credit Building Account
Credit BuilderCanadian resident
18+ years old
Active bank account
APR
—
Term
4–12mo
Monthly
≤CA$10
Amount
≤CA$10
Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
Canadian resident
18+ years old
Active bank account
APR
—
Term
4–12mo
Monthly
≤CA$10
Amount
≤CA$10
Canadian resident
18+ years old
Good credit history
APR
8.99–22.99%
Term
12–60mo
Monthly
CA$2k–CA$35k
Amount
CA$2k–CA$35k
Canadian resident
Minimum annual income $17,000 gross
Good credit score
APR
9.0–10.0%
Term
12–60mo
Monthly
CA$3k–CA$200k
Amount
CA$3k–CA$200k
Canadian resident
Good credit score
Proof of income
APR
6.0–10.0%
Term
12–60mo
Monthly
CA$5k–CA$75k
Amount
CA$5k–CA$75k
Canadian resident
18+ years old
Proof of income
APR
29.99–34.99%
Term
6–120mo
Monthly
CA$500–CA$50k
Amount
CA$500–CA$50k
Canadian resident
Good credit history
Regular income
APR
8.99–23.99%
Term
12–84mo
Monthly
CA$5k–CA$50k
Amount
CA$5k–CA$50k
Canadian resident
18+ years old
Active bank account
APR
19.9–34.9%
Term
12–100mo
Monthly
CA$1k–CA$15k
Amount
CA$1k–CA$15k
Desjardins member
Canadian resident
Good credit history
APR
6.95–12.95%
Term
12–60mo
Monthly
CA$500–CA$50k
Amount
CA$500–CA$50k
Coast Capital member
Canadian resident
Good credit score
APR
7.99–14.99%
Term
12–60mo
Monthly
CA$1k–CA$50k
Amount
CA$1k–CA$50k
Canadian resident
Credit score 600+
Active bank account
APR
8.99–34.99%
Term
36–60mo
Monthly
CA$1k–CA$35k
Amount
CA$1k–CA$35k
Canadian resident
18+ years old
Active bank account
APR
8.99–29.49%
Term
24–84mo
Monthly
CA$2k–CA$35k
Amount
CA$2k–CA$35k
Canadian resident
Tangerine client or new applicant
Good credit history
APR
7.45–12.45%
Term
12–60mo
Monthly
CA$1k–CA$50k
Amount
CA$1k–CA$50k
Ontario resident (member)
Good credit score
Proof of income
APR
7.49–12.99%
Term
12–60mo
Monthly
CA$1k–CA$50k
Amount
CA$1k–CA$50k
Canadian resident
18+ years old
Active bank account
APR
9.99–34.95%
Term
12–60mo
Monthly
CA$300–CA$35k
Amount
CA$300–CA$35k
Canadian resident
19+ years old
Active bank account
APR
9.9–46.96%
Term
6–60mo
Monthly
CA$500–CA$35k
Amount
CA$500–CA$35k
Canadian resident
18+ years old
Active bank account
APR
19.9–46.93%
Term
6–60mo
Monthly
CA$500–CA$25k
Amount
CA$500–CA$25k
Canadian resident
Good credit score
Steady income
APR
9.0–13.0%
Term
12–60mo
Monthly
CA$5k–CA$50k
Amount
CA$5k–CA$50k
Canadian resident
Good credit score
Proof of income
APR
7.95–14.95%
Term
12–60mo
Monthly
CA$2k–CA$50k
Amount
CA$2k–CA$50k