Data-driven insights for homebuyers, refinancers, and equity builders.
Buying your first or next home
Lower your rate or change terms
Borrow against your home's value
Flexible credit line on your equity
South African ID
Age 18+
FNB account
APR
12.0–27.75%
Term
6–72mo
Monthly
R1k–R300k
Amount
R1k–R300k
APR
36.0–60.0%
Term
—
Monthly
—
Amount
—
APR
12.25–27.75%
Term
6–84mo
Monthly
R1k–R250k
Amount
R1k–R250k
APR
36.0–60.0%
Term
—
Monthly
—
Amount
—
APR
24.0–27.75%
Term
1–6mo
Monthly
R500–R8k
Amount
R500–R8k
APR
36.0–60.0%
Term
—
Monthly
—
Amount
—
APR
15.0–27.75%
Term
3–36mo
Monthly
R500–R100k
Amount
R500–R100k
APR
36.0–60.0%
Term
—
Monthly
—
Amount
—
South African ID
Age 18+
Employed with R3,000+ salary
APR
15.0–28.0%
Term
12–60mo
Monthly
R5k–R200k
Amount
R5k–R200k
APR
36.0–60.0%
Term
—
Monthly
—
Amount
—
South African ID
Age 18+
Regular income
APR
15.0–27.75%
Term
6–72mo
Monthly
R2k–R250k
Amount
R2k–R250k
South African ID
Age 18+
Regular income
APR
10.25–27.75%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
APR
15.0–27.75%
Term
6–60mo
Monthly
R1k–R100k
Amount
R1k–R100k
South African ID
Age 18+
Standard Bank account
APR
12.25–29.25%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
South African ID
Age 18+
Regular salary of R2,000+
APR
21.0–27.75%
Term
1–24mo
Monthly
R1k–R50k
Amount
R1k–R50k
South African ID
Age 18+
Regular income
APR
12.0–27.75%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
South African ID
Age 18+
Employed with R2,500+ salary
APR
24.0–27.75%
Term
1–6mo
Monthly
R500–R8k
Amount
R500–R8k
South African ID
Age 18+
Regular income
APR
21.0–27.75%
Term
1–24mo
Monthly
R500–R25k
Amount
R500–R25k
South African ID
Age 18+
Employed with R3,500+ salary
APR
15.0–27.29%
Term
6–60mo
Monthly
R2k–R200k
Amount
R2k–R200k
APR
27.0–27.75%
Term
1–36mo
Monthly
R500–R50k
Amount
R500–R50k
