Data-driven insights for homebuyers, refinancers, and equity builders.
South African ID
Age 18+
Regular income
APR
21.0–27.75%
Term
1–24mo
Monthly
R500–R25k
Amount
R500–R25k
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
APR
36–60%
Term
1–6mo
Monthly
R4k–R8k
Amount
R4k–R8k
South African ID
Age 18+
Standard Bank account
APR
12.25–29.25%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
Cellphone number, SA ID number, bank account details, most recent proof of income
APR
36.0–60.0%
Term
1–6mo
Monthly
R500–R8k
Amount
R500–R8k
South African ID
Age 18+
Employed with R3,000+ salary
APR
15.0–28.0%
Term
12–60mo
Monthly
R5k–R200k
Amount
R5k–R200k
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
APR
36.0–60.0%
Term
≤3mo
Monthly
R500–R8k
Amount
R500–R8k
South African ID
Age 18+
Regular salary of R2,000+
APR
21.0–27.75%
Term
1–24mo
Monthly
R1k–R50k
Amount
R1k–R50k
Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
APR
36.0–60.0%
Term
≤3mo
Monthly
R500–R8k
Amount
R500–R8k
APR
27.0–27.75%
Term
1–36mo
Monthly
R500–R50k
Amount
R500–R50k
SA resident, 18+, employed, valid bank account, pass credit checks
APR
36.0–38%
Term
2–2mo
Monthly
R1k–R7.2k
Amount
R1k–R7.2k
South African ID
Age 18+
Regular income
APR
10.25–27.75%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
South African ID
Age 18+
Regular income
APR
18.0–27.75%
Term
6–60mo
Monthly
R2k–R250k
Amount
R2k–R250k
South African ID
Age 18+
Regular income
APR
12.0–27.75%
Term
6–72mo
Monthly
R2k–R300k
Amount
R2k–R300k
South African ID
Age 18+
FNB account
APR
12.0–27.75%
Term
6–72mo
Monthly
R1k–R300k
Amount
R1k–R300k
South African ID
Age 18+
Regular income
APR
15.0–27.75%
Term
6–72mo
Monthly
R2k–R250k
Amount
R2k–R250k
APR
24.0–27.75%
Term
1–6mo
Monthly
R500–R8k
Amount
R500–R8k
APR
15.0–27.75%
Term
3–36mo
Monthly
R500–R100k
Amount
R500–R100k
APR
12.25–27.75%
Term
6–84mo
Monthly
R1k–R250k
Amount
R1k–R250k
South African ID
Age 18+
Employed with R3,500+ salary
APR
15.0–27.29%
Term
6–60mo
Monthly
R2k–R200k
Amount
R2k–R200k
APR
15.0–27.75%
Term
6–60mo
Monthly
R1k–R100k
Amount
R1k–R100k
