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Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
APR
6.875–7.148%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
$50k–$3M
Amount
$50k–$3M
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
Term
60–360mo
Monthly
$15k–$750k
Amount
$15k–$750k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
